Returns & Loan Repayments

How do repayments work?

• We follow a bullet loan structure
• Interest is:
  • Calculated daily
  • Compounded daily
  • Paid monthly
• The full principal amount is repaid in one payment at the end of the loan term

What does “expected return” mean?

Expected return refers to the interest income generated from the loan, based on the agreed interest rate.

Returns are not linked to project performance upside, but depend on the borrower’s ability to repay according to the loan agreement.

Loan repayment schedule is generated along with the loan agreement.

What happens when my loan reaches maturity?

At maturity:

• The final interest payment is made
• The full principal amount is returned to the lender’s account
• Funds can be withdrawn or re-loaned

Can I close my loan early?

Loan terms are currently fixed, and early exit is not available. This feature is planned for future introduction.

Can I change the term of my loan?

No. Loan terms are fixed once confirmed.Returns & Loan Repayments